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11 First Avenue < Rental Opportunities Mill House Apartments 11 First Avenue 20 Units Application Contact Us Mill House Apartments Applications open at 9AM on January 3rd, 2025. First-come, first served/ on-line application Affordable Rental Housing Program Guidelines THIS DOCUMENT CONTAINS THE MILL HOUSE PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE STRICTLY ENFORCED. Community Development Long Island (CDLI) , in partnership with 161 East, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 4 newly constructed affordable rental units located within Mill House. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at Millhouse @cdcli.org Applications will be processed on a first-come, first-serve basis beginning at 9AM January 3, 2025. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. Mill House Mill House is a 20-unit rental development located at 11 First Avenue, Bay Shore, New York. Four (4) of the units are designated to be affordable units within the income and rent parameters set forth below. Mill House consists of one 4-story elevator building with onsite parking available for an additional fee. Each unit comes equipped with stainless steel appliances, quartz countertops, central heat and air and in unit washer/dryers. Community amenities include a lounge space for residents. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the four (4) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for studio units will be based on family size of 1, one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 4 affordable units at Mill House are as follows: UNIT SIZE FAMILY SIZE MONTHLY RENT** TOTAL GROSS ANNUAL INCOME RANGE @ 80% HUD AMI Minimum* Maximum Studio 1 $2,045 $73,629 $87,450 2 $2,045 $73,629 $87,450 1 Bedroom 1 $2,319 $83,475 $99,950 2 $2,319 $83,475 $99,950 2 Bedroom 2 $2,578 $92,817 $112,450 3 $2,578 $92,817 $112,450 4 $2,578 $92,817 $112,450 * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. Utilities Tenants are required to pay utilities as follows: Heat – Electric Cooking – Electric Air-conditioning – Electric Hot water – Electric Electric Cable Internet Telephone INITIAL TENANT SELECTION PROCEDURES General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history; and (3) Timely submission of additional information required necessary to assess program eligibility for tenancy including income, tax returns, and related documentation. STEP ONE – SUBMISSION OF WAIT LIST APPLICATION Applications will be processed on a first-come, first-served basis and may only be submitted on-line beginning at 9AM January 3, 2025. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for Mill House Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. STEP TWO – TENANT SUITABILITY SCREENING As applicant’s names are reached on the Waitlist , CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit photo ID for all household members above the age of 18. CDLI will refer applicants to Owner/Manager to complete a Rental Application . A $20 application fee is required to be paid by all applicants over the age of 18 by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview may also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be referred back to CDLI for program eligibility review. STEP THREE – PROGRAM ELIGIBILITY SCREENING As applicants are deemed eligible pursuant to Step 2 above, CDLI will notify applicants via email to submit required documentation that will include (2) last 2 years of federal income tax returns, W-2 and/or 1099 form; (3) four most recent consecutive pay stubs, current Social Security Award letter, retirement statements, etc. (4) if applicable, approved subsidy housing assistance information/voucher (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Criminal Background Search A criminal background check will be conducted. There are two mandatory reasons why an applicant WILL be denied tenancy based on their criminal background: (1) applicant or any member of the household has been convicted for methamphetamine production; or (2) applicant or any member of the household is a lifetime registrant on a State or Federal Sex Offender database. In addition, Owner/Manager will assess applicants with criminal convictions and pending arrests for offenses that (1) involved physical danger or violence to persons or property or (2) that adversely affected the health, safety and welfare of other people. These categories of crimes are relevant because they relate to the behavior expected of a tenant, who is to live peaceably alongside other tenants and to respect their property. An individualized assessment will be conducted and a determination made which may result in an applicant being denied. Credit History A credit report will be obtained on each applicant. Applicant must have a satisfactory credit history of meeting financial obligations, including timely payment of rent. Applicants cannot have been late on rental payments in the last 12 months. Outstanding judgements, collections, a history of late payments, and criminal history may be a cause for ineligibility. A minimum credit score of 650 is required. Credit history, outstanding judgements, collections, bankruptcy filing, a history of late payments, and criminal history are reviewed on a case-by-case basis. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. WAITLIST The Intake Waitlist will convert to a permanent waitlist once the 4 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. COMMITMENT TO FAIR HOUSING & NONDISCRIMINATION The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class. REASONABLE ACCOMMODATIONS/MODIFICATIONS FOR PERSONS WITH DISABILITIES Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. ADDITIONAL TERMS Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Owner /Manager 161 East LLC Telephone Number: 631-666-4040 Affirmative Fair Housing Marketing Contact Community Development Long Island 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Contact Person: Donna Schrimpe Telephone Number: (631) 904-0913 Email Address: Millhouse@cdcli.org

35 Broadway < Rental Opportunities The 35 Broadway Apartments 35 Broadway 18 Units Application Contact Us THIS DOCUMENT CONTAINS THE 35 BROADWAY PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. Community Development of Long Island, Inc. (CDLI), in partnership with ARC Property Management Group, LLC (Owner/Manager), is pleased to announce that it is accepting applications to establish a list of potential applicants for two workforce rental units located within 35 Broadway. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at 35Broadway@cdcli.org Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. 35 Broadway 35 Broadway consists of 18 studio and two bedroom apartments and is located at 35 Broadway in Hicksville, NY. Two of the units are required to be maintained as income restricted Workforce Housing Rental Units. The two Workforce Housing Rental Units consist of 2 two-bedroom units. Income and Rent Restrictions The gross household annual income of occupants for the Workforce Housing Rental Units cannot exceed 120% of the HUD Area Median Income (HUD AMI) for Nassau County, adjusted for family size. Minimum incomes are required by the Owner/Manager in order to ensure that occupants are not paying more than 35% of their gross annual income on housing expenses (rent plus a utility allowance). Based on the above, the current maximum and minimum income limits and rents for 35 Broadway Apartments are as follows: * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Affordability Period The affordability restrictions stated above will remain in effect commensurate with the Term of the Lease Agreement between the Owner/Manager and the Nassau County Industrial Development Agency. Utilities Cost of the following utilities is included in the workforce unit rent amount listed above: Heat – Electric Cooking – Electric Hot water – Electric Electric Cable Internet Telephone Annual Income Recertification. Tenants will be recertified annually in accordance with the income and rent guidelines established above based on the HUD Area Median Income in effect for each year. Leases will contain addendums that outline the requirements for continued eligibility and requirements to recertify annually. Initial Tenant Selection Procedures General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Timely submission of additional information required necessary to assess preliminary program eligibility for tenancy including income, tax returns, and related documentation; and (3) Final review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history Step One – Submission of Wait List Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for 35 Broadway Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review During this step, CDLI will conduct a pre-screening to verify the applicant’s income (both maximum and minimum), and household size for program eligibility. This will require the applicant provide certain documentation outlined below. (1) last 2 years of federal income tax returns, W-2 and/or 1099 form; (2) four most recent consecutive pay stubs; (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. (4) consent for CDLI to share applicant’s income documentation with G2D The applicant will have 5 business days to provide the above referenced documents. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total gross household income cannot exceed the maximum income limits. Once income verification has been completed, the applicant will be notified, by email, if available, or by regular mail of their status. If the applicant is deemed income eligible, they will be referred to the Owner/Manager to complete Step 3. Step Three – Rental Application/Tenant Screening If the applicant is deemed income eligible, they will be referred to the Owner/Manager to complete a Formal Rental Application with the Owner/Manager. The Owner/Manager will review the formal Rental Application and conduct a screening review. This will involve assessing the applicant’s suitability for tenancy and adhering to the Fair Credit Reporting Act and Fair Housing Laws. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 2 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment To Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, familial status or presence of children in a household, or on the basis of any other protected class. Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. ADDITIONAL TERMS Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. More detailed information on the Owner/Managers policies and procedures is available at https://g2dgroup.com/hicksville/35-broadway/ . Affirmative Fair Housing Marketing Contact Community Development Long Island, Inc. 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Telephone Number: (631) 904-0913 Email Address: 35broadway@cdcli.org

aac4e078-24db-4314-a4a4-a929bed26c0e Home How We Can Help Details In collaboration with Home HeadQuarters, a nonprofit entity based in Syracuse, NY, CDLI offers loan packaging for potential buyers looking to acquire a manufactured home. CDLI staff will educate potential applicants on the loan process and take their applications. Home HeadQuarters’ staff will process and underwrite the loan. Take Action Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Contact us! Contact Us Manufactured Home Loan packaging for acquiring a manufactured home.

Looking to be a part of Long Island's housing improvement and sustainability efforts? Complete our Vendor Qualification Form for Contractors now. For Contractors Vendor Qualification Form In our efforts to support housing development and housing sustainability, we aim to connect residents of Long Island to licensed and vetted contractors for their home improvement needs. Residents may seek to make basic repairs, up grade an electrical system, have an emergency repair, or remodel their kitchen. MWBEs are highly encouraged to apply. If you are interested in qualifying to bid on contracts, please complete the Contractor Qualification Form, and let's keep Long Island beautiful. Apply Plus One ADU Program Our Plus One Accessory Dwelling Units (ADU) program is an initiative to create and improve ADUs. You can learn more about the program here. If you'd like to partner with us and be a designer/builder/contractor to build ADUs, please contact us: Phone: (631) 364-5646 Email: PlusOneADU@cdcli.org Contact Single & Multi-Family Development Opportunities CDLI has a long history of partnering on single and multi-family development. Municipalities and/or developers interested in discussing such development opportunities should feel free to reach out to discuss further. Contact Us

75a8e2c3-1ee6-44a3-b193-5a3bab86bba6 Home How We Can Help Details The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional incentives. (English Version) (Spanish Version) Every family deserves all the opportunities Long Island has to offer. We are committed to supporting your housing search and moving you into the community of your choice. Click here to view The Long Island Opportunity Lookup tool. Take Action Contact Info Phone: 631-597-0742 Email: makingmoves@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Fill out our interest form. Interest Form Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families.

82179610-7704-4b4b-86e7-d9ed0e476ecb Home How We Can Help Details Senior Resident Services provides confidential individual social services and group programs to older adult residents on-site at four (4) Complexes: Brookview Commons Deer Park Woodcrest Estates, Port Jefferson Station Pinehurst A Conifer, and Conifer Village 1 & 2, East Patchogue At select sites, we conduct initial eligibility certification for prospective tenants. Examples of our services promoting independent living and healthier aging-in-place include: Assistance with filling out applications for programs such as the Supplemental Nutrition Assistance Program (SNAP), the Home Energy Assistance Program (HEAP), and the Housing Choice Voucher (HCV) program for residents who are income-eligible. Referrals to and assistance in obtaining supportive services such as at-home meal delivery, homemaker services, health, nursing, and case management, etc. Help with accessing and understanding information about programs such as Medicare Part D, and answering questions about bills, mail, and other paperwork. Setting up or facilitating group activities such as: Arts-and-crafts workshops Nutrition, health & wellness programming Defensive Driving Socialization activities such as movie screenings, book clubs, etc. NON-RESIDENTS If you are NOT a resident of Brookview Commons, Woodcrest Estates, Pinehurst A Conifer, Conifer Village 1, or Conifer Village 2 and are seeking 55+ independent senior housing in Suffolk County, resources can be obtained through the Suffolk County Office for the Aging at www.suffolkcountyny.gov/aging/How-Do-I (scroll down to Housing section), or call 631-853-8200 and request listings for subsidized and non-subsidized senior housing complexes. Take Action Contact Info Phone: Call/Text 631-436-1892 Email: graces@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. If you wish to apply to one of our senior resident services units, visit; Brookview Commons Deer Park Woodcrest Estates, Port Jefferson Station Pinehurst A Conifer, and Conifer Village 1 & 2, East Patchogue Or For current residents of Brookview Commons, Woodcrest Estates, Pinehurst A Conifer, Conifer Village 1, or Conifer Village 2: Contact Senior Resident Services Coordinator Grace Sidorowicz graces@cdcli.org 631-436-1892 (call or text) Contact Us Senior Resident Services Confidential individual social services, and group programs.

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities on Long Island: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Property Developers & Owners CDLI has a long history of acquiring, developing and managing single family and multi-family rental and ownership properties. Do you have a parcel you are considering developing? Do you need guidance on financing, grant opportunities? Do you need technical assistance on affordability considerations or zoning amendments? CDLI is available to assist. Contact us for a consultation. Contact Us Property Developers & Owners Featured Property Developers & Owners Programs Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Community Development Financial Institution Established in 1997, CDCLI Funding Corporation is a certified Community Development Financial Institution (CDFI) that promotes community development by providing capital loans to historically underserved and under financed communities and individuals. Our CDFI(Community Development Financial Institution) has provided a variety of lending options to meet the needs of our ever evolving communities. These products include micro loans, business growth loans, and the SBA7(a) Loan Guaranty Program for loans up to $950,000. Today, our CDFI provides a cross-section of loan products from pre-development loans for small-medium size homeownership and rental developments, to down payment assistance loans and accessory dwelling construction loans. We welcome the opportunity to serve individuals and developers directly, as well as partner with financials institutions and investors to deploy capital into communities. We're available to discuss today: (631) 471-1215 Ext. 1510 (631) 471-1215 Ext. 1930 HomeLoan@cdcli.org Contact Us Property Developers & Owners Featured CDFI Programs RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Empowering individuals, families, and communities to change their lives. Dreamers of Homeownership Dreamers of Homeownership Featured Dreamers of Homeownership Programs First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. CDLI is dedicated to increasing affordable housing opportunities throughout Long Island that meet each community’s needs. Wherever there is opportunity and community support, CDLI works with residents, government officials, community leaders, and other partners to accomplish affordable housing development. Click on each community to contact the property manager and find out about leasing opportunities. Rental Opportunities Greenview Estate House 4180 Sunrise Highway Oakdale, NY 11769 158 Units Senior Housing Read More Baldwin Commons 785 Merrick Road Baldwin, NY 11510 33 Units Multi-Family Read More Mill House Apartments 11 First Avenue Bayshore, NY, 11706 20 Units Multi-Family Read More More Rental Opportunities Empowering individuals, families, and communities to change their lives. Tenant Resources Tenant Resources Featured Tenant Resources Programs Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More