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4b310cab-6070-4cd2-b2b4-95fb6965489d Home How We Can Help Details Attention Shelter Island residents – Plus One ADU grant application is now open – apply HERE ! Attention East Hampton Residents – Plus One ADU grant application is currently closed. Please check back here for updates. Accessory Dwelling Units (ADUs) are secondary housing units on a single-family residential lot. ADUs benefit homeowners, renters, and the community by creating more housing options while maintaining the character of single-family residential suburban and rural communities. For homeowners, a code-compliant ADU can provide an additional source of income, flexibility for multi-generational housing, and an increase in property value. CDLI has been selected by New York State Homes and Community Renewal to administer the new Plus One ADU Program in the Town of Babylon, East Hampton, Shelter Island, and Southampton. The Plus One ADU Program provides a full-service program to support low- and middle-income single-family homeowner occupants who wish to: Build a new accessory dwelling unit on their property OR Improve an existing ADU that needs to be brought into compliance with code requirements. Click here for Plus One ADU Program FAQs Income Guidelines Household Size 1 2 3 4 5 Homeowner(s) Maximum Annual Income $109,340 $124,960 $140,580 $156,200 $168,696 Program Highlights Up to $125,000 in grant funding including project management costs per ADU constructed. Program support includes ADU design, permitting, and construction costs including oversight and closeout. Homeowner(s) annual income must be below the current Nassau/Suffolk Area Median Income based on family size.[1] Homeowners and renters must maintain year-round residency and keep the property in good condition and repair for 10 years or until the sale of the property[2] Requirements What documents do I need to apply? Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here Design Guidelines Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here [1] Currently $156,200 for a family of 4. [2] In the event of the sale of property or non-compliance, the amount of grant funds will be subject to repayment in accordance with a simple annual declining balance, based on the ten-year regulatory period. Take Action Contact Info Phone: (631) 364-5646 Email: PlusOneADU@cdcli.org Disclosure See if you qualify. Submit Your Interest Form! Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction.

285e7f76-631a-427c-af6d-50a9bdf11b43 Home How We Can Help Details Down Payment Assistance Loans are funded through the Town of Southampton’s Community Housing Fund (CHF). CDLI only administers part of the program for application, processing, and underwriting under the following guidelines established by the Town. Loan amount up to 3% of the home’s purchase price to be applied toward the down payment of the recipient’s purchase of an owner occupied, residential property located within the Town of Southampton. Zero percent (0%) interest and payable at the sale of the home or refinance transaction. Purchase Price not to exceed $1,665,600. Eligibility Criteria: Be a First-Time Homebuyer . Defined by Southampton Town Code §140-40 as an eligible individual who has not owned a primary residential property and is not married to a person that has owned a residential property during the three year period prior to his or her purchase of the primary residential property, and who does not own a vacation or investment home. Be an Eligible Individual . Defined as a household income that does not exceed 100% of the income limits as established by the State of New York Mortgage Agency low interest rate loan program in non-target categories for Suffolk County in effect on the contract date for the sale of such property. (see the chart that follows). Purchase Community Housing. Defined as a primary residential property for an eligible individual that does not exceed 150% of the purchase price limits established by the State of New York Mortgage Agency (currently, a maximum purchase price of $1,665,600). Attend a mortgage counseling session. Given by The Community Development Corporation of Long Island (CDLI) which is a HUD certified not-for-profit housing agency and submit proof of attendance (a certificate of completion). Have NOT entered into a Contract of Sale to purchase a home prior to being issued a Purchaser Certificate by the Southampton Town Department of Housing and Community Development. The recipient(s) of a certificate has (have) 180 days to submit a fully executed Contract of Sale to the Town of Southampton. Failure to comply will trigger the nullification of the Purchaser Certificate HOMEBUYER CONTRIBUTION: The applicant is required to have a minimum of 2% of the projected purchase price deposited in the bank at the time of application . Applicant’s liquid assets cannot exceed the purchase price of the house. * PLEASE CONSULT THE TOWN OF SOUTHAMPTON FOR APPLICABLE TOWN CODE PROPERTY AND ZONING REQUIREMENTS Take Action Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: homeloan@cdcli.org Disclosure CDLI Funding Corporation is a Community Development Financial Institution, certified by the U.S. Treasury Department. CDLI is recognized by NeighborWorks America as an “exemplary organization.” We are a HUD approved housing counseling agency and a chartered member of NeighborWorks America. Apply Now Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton.

250 Wincoram Way < Rental Opportunities Wincoram Commons 250 Wincoram Way 176 Units Application Contact Us

57 Park Ave. < Rental Opportunities The North District Lofts 57 Park Ave. 90 Units Application Contact Us North District Lofts First-come, first served/ on-line application Affordable Rental Housing Program Guidelines THIS DOCUMENT CONTAINS THE NORTH DISTRICT LOFTS PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. Community Development Long Island (CDLI) , in partnership with Park Avenue Bay Shore, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 18 newly constructed affordable rental units located within North District Lofts. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at northdistrictlofts@cdcli.org . Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. North District Lofts North District Lofts is a 90-unit rental development located at 57 Park Avenue, Bay Shore, New York. Eighteen (18) of the units are designated to be affordable units within the income and rent parameters set forth below. North District Lofts consists of one 4-story elevator building with onsite covered parking available for an additional fee. Each unit comes equipped with stainless steel appliances, granite countertops, central heat and air and in unit washer/dryers. Community amenities include a roof terrace, grills and lounge space for residents. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the eighteen (18) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for studio units will be based on family size of 1, one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 18 affordable units at North District Lofts are as follows: UNIT SIZE FAMILY SIZE MONTHLY RENT** TOTAL GROSS ANNUAL INCOME RANGE @ 80% HUD AMI Minimum* Maximum Studio 1 $2,045 $73,629 $87,450 2 $2,045 $73,629 $87,450 1 Bedroom*** 1 $2,319 $83,475 $99,950 2 $2,319 $83,475 $99,950 2 Bedroom 2 $2,578 $92,817 $112,450 3 $2,578 $92,817 $112,450 4 $2,578 $92,817 $112,450 * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. ***Three of the 1 Bedroom apartments will be reserved for use by individuals referred by Autism Communities. Utilities Tenants are required to pay utilities as follows: Heat - Electric Cooking - Electric Air-conditioning - Electric Hot water - Electric Electric Cable Internet Telephone Initial Tenant Selection Procedures General Process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history; and (3) Timely submission of additional information required necessary to assess program eligibility for tenancy including income, tax returns, and related documentation. Step One – Submission of Waitlist Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for Mill House Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit photo ID for all household members above the age of 18. CDLI will refer applicants to Owner/Manager to complete a Rental Application. A $20 application fee is required to be paid by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview will also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be referred back to CDLI for program eligibility review. Step Three – Tenant Suitability Screening As applicants are deemed eligible pursuant to Step 2 above, CDLI will notify applicants via email to submit required documentation that will include (2) last 2 years of federal income tax returns, W-2 and/or 1099 form; (3) four most recent consecutive pay stubs, current Social Security Award letter, retirement statements, etc. (4) if applicable, approved subsidy housing assistance information/voucher (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Criminal Background Search A criminal background check will be conducted. There are two mandatory reasons why an applicant WILL be denied tenancy based on their criminal background: (1) applicant or any member of the household has been convicted for methamphetamine production; or (2) applicant or any member of the household is a lifetime registrant on a State or Federal Sex Offender database. In addition, Owner/Manager will assess applicants with criminal convictions and pending arrests for offenses that (1) involved physical danger or violence to persons or property or (2) that adversely affected the health, safety and welfare of other people. These categories of crimes are relevant because they relate to the behavior expected of a tenant, who is to live peaceably alongside other tenants and to respect their property. An individualized assessment will be conducted and a determination made which may result in an applicant being denied. Credit History A credit report will be obtained on each applicant. Applicant must have a satisfactory credit history of meeting financial obligations, including timely payment of rent. Applicants cannot have been late on rental payments in the last 12 months. Outstanding judgements, collections, a history of late payments, and criminal history may be a cause for ineligibility. A minimum credit score of 650 is required. Credit history, outstanding judgements, collections, a history of late payments, and criminal history are reviewed on a case-by-case basis. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 18 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class. Reasonable Accomodations/Modifications For Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Owner /Manager Park Avenue Bay Shore, LLC Telephone Number: 631-666-4040 Affirmative Fair Housing Marketing Contact Community Development Long Island .1660 Walt Whitman Road Melville, NY 11747 Contact Person: Jeanmarie Buffett Telephone Number: (631) 904-0913 Email Address: northdistrictlofts@cdcli.org

1 Gracewood Court < Rental Opportunities Gracewood Estates 1 Gracewood Court 96 Units Application Contact Us First-come, first-served/Online Application Affordable Rental Housing Program Guidelines THIS DOCUMENT CONTAINS THE GRACEWOOD ESTATES PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. Community Development Long Island, Inc. (CDLI) , in partnership with Gracewood Estates, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 24 newly constructed affordable rental units located within Gracewood Estates. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at gracewoodestates@CDLI.org . Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.CDLI.org beginning 9AM December 11, 2023. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. Gracewood Estates Gracewood Estates is a 96-unit rental development located off of Spur Drive South in Islip. Twenty four (24) of the units are designated to be affordable units within the income and rent parameters set forth below. Gracewood Estates is designed with a Hampton-style architecture surrounded by 8+ acres of green space including a landscaped driveway entrance, courtyard with central gazebo, manicured gardens, and specimen trees. Gracewood Estates is an ideal option for Long Island residents looking to downsize and stay in close proximity to the south shore as well as be a part of Islip’s cooperative local community. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the twenty four (24) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 24 affordable units at Gracewood Estates are as follows: * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. Utilities Tenants are required to pay utilities as follows: Heat – Natural Gas Cooking – Natural Gas Air-conditioning Hot water – Electric Electric Cable Internet Telephone Initial Tenant Selection Procedures General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Timely submission of additional information required necessary to assess preliminary program eligibility for tenancy including income, tax returns, and related documentation; and (3) Final review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history. Step One – Submission of Wait List Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line, beginning 9AM December 11, 2023. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.CDLI.org beginning 9AM December 11, 2023 and click on the link for Gracewood Estates Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit required documentation that will include (1) last 2 years of federal income tax returns, W-2 and/or 1099 form; (2) four most recent consecutive pay stubs; (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide the fully completed Formal Rental Application together with all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12 month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Once a full review of the Formal Rental Application has been completed, the applicant will be notified by email, if available, or by regular mail of their status. If the applicant is deemed eligible, they will be provided with a link to complete the full rental application. A $20 application fee is required and may be payable by credit card. Upon submission of a complete full rental application and application fee, the Owner/Manager will complete a final review and assessment pursuant to Step 3 below. The process set forth in Step 2 will continue until applicants for all 24 of the affordable units have executed a Lease Agreement with the Owner/Manager as described in Step 3 below. Step Three – Tenant Suitability Screening The third step in the process is for the Owner/Manager to conduct a final eligibility review for those applicants deemed preliminarily eligible pursuant to Step 2 above. As applicants are deemed eligible pursuant to Step 2 above, they will be provided with a link to complete the full rental application including upload of bank statements, pay stubs and photo ID. A $20 application fee is required to be paid by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, financial history and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview will also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 24 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Affirmative Fair Housing Marketing Contact Community Development Corporation of Long Island, Inc. 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Contact Person: Donna Schrimpe Telephone Number: (631) 904-0913 Email Address: gracewoodestates@CDLI.org

See required documentation for Plus One ADU - Southampton. CDLI REQUIRED DOCUMENTATION FOR PLUS ONE ADU APPLICATION - Southampton Residents I. Proof of Ownership A. Property Deed: Copy of Property Deed with Schedule A (Property Description). If applicant’s name is not on deed AND/OR one or more of the owners listed on deed is deceased, please contact CDLI to determine additional or alternate acceptable proof of ownership. II. Proof of Residency A. For owner occupants: Proof of Residency/Owner Occupancy- Select (a) or (b) and (c) from the items below: a) Driver's license or Non-Motorized Identification Card b) Voter Registration – registered voters can upload a screenshot of their voter registration confirmation from https://voterlookup.elections.ny.gov/ c) Copy of current utility bill in homeowner’s name (electric, natural gas, water, sewer, cellphone, cable) B. For owners listed on deed who are not occupants of the home (if applicable): 1. Notarized letter of non-residency and consent to application by resident III. Proof of Income for Owner Occupants A. Working Individuals: Wages (if applicable) a) Copies of last three (3) consecutive pay stubs b) Last year of State and Federal Income Tax Returns, summary pages only (IRS Form 1040 and NYS IT201) 2. Self-Employment (if applicable) a) Last 2 years of State and Federal Income Tax Returns, summary pages and Schedule C (IRS Form 1040 and NYS IT201) 3. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 4. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts B. Non-Working Individuals: 1. Last year of State and Federal Income Tax Returns if applicable, summary pages only (IRS Form 1040 and NYS IT201) 2. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 3. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts C. Zero Income Form: If any owner residing at the home does not have any income, they will be asked to fill out a zero-income certification form.

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities on Long Island: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Property Developers & Owners CDLI has a long history of acquiring, developing and managing single family and multi-family rental and ownership properties. Do you have a parcel you are considering developing? Do you need guidance on financing, grant opportunities? Do you need technical assistance on affordability considerations or zoning amendments? CDLI is available to assist. Contact us for a consultation. Contact Us Property Developers & Owners Featured Property Developers & Owners Programs Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Community Development Financial Institution Established in 1997, CDCLI Funding Corporation is a certified Community Development Financial Institution (CDFI) that promotes community development by providing capital loans to historically underserved and under financed communities and individuals. Our CDFI(Community Development Financial Institution) has provided a variety of lending options to meet the needs of our ever evolving communities. These products include micro loans, business growth loans, and the SBA7(a) Loan Guaranty Program for loans up to $950,000. Today, our CDFI provides a cross-section of loan products from pre-development loans for small-medium size homeownership and rental developments, to down payment assistance loans and accessory dwelling construction loans. We welcome the opportunity to serve individuals and developers directly, as well as partner with financials institutions and investors to deploy capital into communities. We're available to discuss today: (631) 471-1215 Ext. 1510 (631) 471-1215 Ext. 1930 HomeLoan@cdcli.org Contact Us Property Developers & Owners Featured CDFI Programs RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Empowering individuals, families, and communities to change their lives. Dreamers of Homeownership Dreamers of Homeownership Featured Dreamers of Homeownership Programs First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. CDLI is dedicated to increasing affordable housing opportunities throughout Long Island that meet each community’s needs. Wherever there is opportunity and community support, CDLI works with residents, government officials, community leaders, and other partners to accomplish affordable housing development. Click on each community to contact the property manager and find out about leasing opportunities. Rental Opportunities Greenview Estate House 4180 Sunrise Highway Oakdale, NY 11769 158 Units Senior Housing Read More Baldwin Commons 785 Merrick Road Baldwin, NY 11510 33 Units Multi-Family Read More Mill House Apartments 11 First Avenue Bayshore, NY, 11706 20 Units Multi-Family Read More More Rental Opportunities Empowering individuals, families, and communities to change their lives. Tenant Resources Tenant Resources Featured Tenant Resources Programs Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves for Landlords Help housing choice voucher participants achieve housing stability while receiving support and incentives. Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Load More