Results

< Dreaming of Homeownership Manufactured Home Loan packaging for acquiring a manufactured home Details In collaboration with Home HeadQuarters, a nonprofit entity based in Syracuse, NY, CDLI offers loan packaging for potential buyers looking to acquire a manufactured home. CDLI staff will educate potential applicants on the loan process and take their applications. Home HeadQuarters’ staff will process and underwrite the loan. Requirements N/A Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 151 or 193 Email: homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next

< Homeowner Resources Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home Details CDLI has been selected by New York State Homes and Community Renewal to administer an Affordable Home Ownership Development (AHOD) Home Improvement Program in Nassau and Suffolk Counties. Funds are made available through the New York State Affordable Housing Corporation. The Long Island Home Improvement Program provides income-eligible households the resources to make necessary repairs that will correct basic structural defects or repair basic building systems that threaten, or if not corrected could threaten, the health and safety of the dwelling’s residents. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funds are available based on need and on meeting the individualized needs of each household that applies. CDLI attempts to assist as many households as funding will allow. Due to the high demand for this program, there is currently a waitlist of approximately 2 years. ​ Typical repairs may include but are not limited to: Heating System Replacements Electrical Service Upgrade Roof Replacement Siding Gutters Energy Efficiency Windows & Doors Handrails, Stoops, & Walkways Structural Correction Health & Safety Measures Requirements Program Guidelines: HIP-Guidelines .pdf Download PDF • 731KB Required Forms: HIP-Required-Forms .pdf Download PDF • 282KB Verification of Non-Filing: Verification-of-Nonfiling-1 .pdf Download PDF • 74KB Asset Checklist: Asset-Checklist .pdf Download PDF • 76KB Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 1020 Email: lihip@cdcli.org Disclosure Please note that all repairs are determined after a comprehensive home evaluation has been completed by one of CDLI’s Rehabilitation Specialists. Heating System Replacements Electrical Service Upgrade Roof Replacement Siding Gutters Energy Efficiency Measures Windows & Doors Handrail, Stoops, & Walkways Structural Correction Health & Safety Measures Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More

Rental Assistance Family Self-Sufficiency (FSS). Where do you see yourself in 5 years Read More Housing Choice Voucher Program (for Tenants). Rental assistance Read More Multi-Family Rentals Listing of rental properties that we have helped to develop Read More

< Dreaming of Homeownership NYS First Time Home Buyer Grant Program Improving the quality of decent and affordable housing Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, or $40,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. The purchase price cannot exceed $470,000. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Requirements One-month consecutive paystubs (anyone over 18) Three years W-2 forms Proof of any additional income as reported in the application Three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Three months of complete asset statements Home Buyer Education Certificate from CDLI (if available) Photo ID for all applicants Documentation for additional grants funds being used for this transaction Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: Homeloan@cdcli.org Disclosure n/a Previous Next

< Homeowner Resources Home Improvement Loan Low-interest loan for eligible Long Island homeowners Details As many Long Island homes continue to age, maintenance and upkeep need to be done. The question becomes how to pay for those repairs. Community Development Long Island has available low-interest home improvement loans for eligible Long Island homeowners. We will help to identify the repairs, contract with licensed contractors to get the best prices and finance the cost of repairs up to $25,000. Community Development Long Island and NYS Affordable Housing Corporation is also providing deferred loans to eligible Long Island homeowners, so inquire today! Loans can be used to make the following types of repairs: Electrical Plumbing HVAC Energy Efficiency Measures Structural, Health, & Safety Measures CDLI will manage the process, bid out your job with reputable contractors, and get you the fairest price. If you decide to have CDLI manage your construction, there is a fee. Loans are for a period of 15 years and can be paid off in advance with no prepayment penalty. All loans will be secured with a note and mortgage. Interest rates vary between 3% or 5%, based on household income in relation to the Area Median Income (AMI). Requirements Please call us for details before applying. Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Electrical Plumbing HVAC Energy Efficiency Measures Structural, Health, & Safety Measures Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More

< Homeowner Resources Town of Babylon Home Improvement Program No-interest & deferred payment loans to homeowners in the Town of Babylon Details The Town of Babylon Home Improvement Program (the “Program”) provides no-interest, deferred payment loans to qualified low to moderate-income homeowners in the Town of Babylon. The purpose of the Program is to improve housing conditions and correct housing code violations by repairing and rehabilitating health and safety hazards, including lead-based paint removal. The maximum loan is up to $50,000, which may be higher if lead-based paint removal is required. There is no interest. Monthly payments are not required. The loan will be evidenced by a Note and Mortgage that will be recorded against the property with the Suffolk County Clerk. Recording fees will be added to the loan amount. Requirements Guidelines: CDLI_TownOfBabylonCommunityDevelopment_HIP .pdf Download PDF • 219KB Required Documents: CDLI_TownOfBabylonCommunityDevelopment_HIP_Requirements .pdf Download PDF • 277KB Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 1020 Email: homeimprovement@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More

< Homeowner Resources Access to Home Program Home accessibility options for individuals with disabilities Details CDLI’s grant program services the homes of Long Islanders requiring accessibility renovations. Our Access to Home program provides home accessibility modifications to income-qualified homeowners with a disability or those living with a family member who has accessibility needs. These home improvements are designed to sustain one’s independence and safety within the household. Designated spots are reserved for Medicaid recipients. ​ Home modifications may include: Ramps, lifts, handrails, expanded doorways, & stair glides Kitchen & bathroom modifications Roll-in showers, grab bars & seat Special thermostatic & environmental controls Requirements Complete the following forms and then start your application online. Guidelines: Access-to-Home-Guidelines-8.14.20 .pdf Download PDF • 735KB Consent Letter: Repair-Consent-Letter-Access-RESTORE .pdf Download PDF • 150KB Trustee Letter: Repair-Consent-Letter-Trustee .pdf Download PDF • 151KB Acknowledgment Form: Acknowledgement .pdf Download PDF • 151KB Verification of Non-filing Letter: Verification-of-Nonfiling .pdf Download PDF • 74KB Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 1020 Email: access@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Ramps, lifts, handrails, expanded doorways, & stair glides Kitchen & bathroom modifications Roll-in showers, grab bars & seat Special thermostatic & environmental controls Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More