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< Homeowner Resources Emergency Home Repair Program Emergency home repairs up to $5,000 Details Home Repairs up to $5,000 for emergency repairs Must be owner-occupied single-family homes Household income cannot exceed 120% of the Area Median Income for Long Island The type of repairs that are covered include, but are not limited to: Hot water heater Heating system Roof repair (due to leak) Wind damage (due to storm) Tree removal Termite treatment or damage Broken window(s) Removal of an oil tank Chimney repair Basement leaks Requirements Please call us for details before applying. Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 151 or 193 Email: homeloan@cdcli.org Disclosure All loans will be secured on the home. The income of all property owners is used to determine eligibility. There is a $120 non refundable application fee. Loans funded by CDLI Funding Corporation. Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More

< Property Developers & Owners Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership Details In collaboration with the Suffolk County Landbank Corporation (SCLBC) and the New York State Attorney General’s Office, SCLBC purchases abandoned and foreclosed homes and CDLI rehabilitates them to a high-quality standard. CDLI then makes them available for sale to qualified first-time home buyers. Our goal is to revitalize Long Island neighborhoods and to promote homeownership. If you are interested in finding out about housing opportunities, click here and sign up! Requirements Suffolk County Landbank Program Guidelines Pautas del Programa de Suffolk County Landbank Apply Apply Here Contact Info Phone: (631) 471-1215 ext 1580 Email: wachnitz@cdcli.org Previous Next

Home How We Can Help Online Homebuyer Education Key concepts surrounding homebuying and homeownership Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $99.00. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Contact Info Phone: (631) 471-1215 Email: homebuyer@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Requirements Requirements are unique to each of the online learning tools listed Take Action Next Step

< Homeowner Resources Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Details The Weatherization Assistance Program (WAP) assists families and individuals by reducing their heating/cooling costs and improving the safety of their homes through energy efficiency measures. Owners/landlords of buildings occupied by low-income households are also encouraged to apply for assistance for their buildings. Participants who reside in a rental unit, please call our office to obtain a copy of the Landlord Preliminary Agreement for your landlord to fill out and sign. Program services are delivered through New York State Homes and Community Renewal’s statewide network of local service providers. CDLI is the provider of weatherization services for Nassau and Suffolk Counties. Funds are made available through the U.S. Department of Energy and U.S. Department of Health & Human Services. Funds are available for approximately 400 homes each year. Applications are addressed on a first-come, first-served basis. If an application is incomplete or determined to be ineligible, you will be notified within 48 hours. Typical repairs may include but are not limited to: Weatherstripping & Caulking Attic & Wall Insulation Heating System Improvements or Replacement Energy Efficient Lighting Energy Efficient Refrigeration Hot Water Tank & Pipe Insulation Smoke Detectors & CO Detectors Window Repairs or Replacement Exterior Door Repairs or Replacement Other Minor Repairs That Improve Energy Efficiency Requirements Contact us prior to completing your application Spanish Application: CDLI_WAP_Application_Spanish .pdf Download PDF • 1.28MB Apply Apply Here Contact Info Phone: (631) 471-1215 ext. 1550 Email: weatherization@cdcli.org Disclosure All repairs are determined after a comprehensive energy audit has been completed by one of CDLI’s BPI-certified Building Analysts. None of the above repairs are guaranteed. All services are provided without charge or obligation to the occupant of the home. However, owners of rental buildings are required to invest funds toward the cost of the Weatherization services. Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More

< Homeowner Resources Reverse Mortgage Have your equity help pay for your everyday high expenses Details Many seniors have significant home equity that could be used to help pay for everyday high expenses or medical bills. This financial product has received mixed coverage over the years, but in the right situation, it can make a lot of sense to tap into the equity in your home. The HECM program (short for home equity conversion mortgage) provides a great way to do this. Requirements The FHA requires that all seniors receive counseling before taking out this loan. Contact us today and find out if a reverse mortgage is right for you! Apply Apply Here Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next Related Programs Foreclosure Intervention Contact CDLI before it's too late Learn More Reverse Mortgage Have your equity help pay for your everyday high expenses Learn More Community Power Program Reduce your monthly electric bill by 10% Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety Learn More

< Dreaming of Homeownership Financial Education & Coaching Set and achieve financial goals on the path towards homeownership Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. To create an account and learn more about our services: Requirements There is a $25 Registration/Credit Report Fee per person Apply Apply Here Contact Info Phone: (631) 471-1215 Email: homeownership@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next

< Dreaming of Homeownership First Time Home Buyer Take charge of your home-buying journey with the guidance of CDLI Details Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your dream become a reality. Buying a home can be challenging especially for a first-timer. Whether you are ready to buy a home right away, or whether you need additional preparation, the team at CDLI will help you through every step of the way! Requirements N/A Apply Apply Here Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next

< Dreaming of Homeownership Rent-To-Own Program Helping Long Islanders to accomplish homeownership Details CDLI Housing Development Fund Corporation (“CDLI Housing”) offers a Rent-to-Own Program to help Long Islanders accomplish homeownership. Under this program, we acquire and renovate single family dwellings to high quality standards, including energy efficient and green measures. The properties are offered for rental to Long Islanders who have committed to accomplishing homeownership within the next three years. To achieve homeownership, tenants are required to participate in our Homeownership Center’s Financial Fitness Health and Wealth Program as well as complete a Homebuyer Education course. These programs are designed to assist participants in improving their credit rating, building their savings, and becoming eligible for mortgage financing. There are currently no homes available under this program, check back regularly for updates. Requirements N/A Apply Apply Here Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next

< Dreaming of Homeownership Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher Details CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing. Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible. Each household is evaluated in accordance with their income so that a maximum of 30% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI). Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership. Requirements One-month consecutive paystubs (anyone over 18) Two years W-2 forms Proof of any additional income as reported in the application If self-employed, provide three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Photo ID for all borrowers and Employee ID or Medical Card Non-refundable loan application fee of $120 Proof of Home Owner’s Insurance CDLI Home Buyers Education Certificate Section-8 Family report Apply Apply Here Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Previous Next

Rental Assistance Family Self-Sufficiency (FSS). Where do you see yourself in 5 years Read More Housing Choice Voucher Program (for Tenants). Rental assistance Read More Multi-Family Rentals Listing of rental properties that we have helped to develop Read More