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  • Accessory Dwelling Unit Loan Product - Town of Southampton | How CDLI Can Help

    726cf278-1a5c-4f6b-b0a0-eaed4e8e86e1 Home How We Can Help Details The Town of Southampton, through its Community Housing Fund (CHF), is offering funding to eligible Town’s residents whose household income is over 100% Area Median Income (AMI). The loan is for the construction of Accessory Dwelling Unit (ADU) for the Town’s workforce. An ADU* is a secondary dwelling unit established in conjunction with and clearly subordinate to the single-family detached dwelling (one-family dwelling, detached), whether as a part of the same structure as the primary dwelling unit or a detached dwelling unit on the same lot $125,000 loan-grant at Zero percent (0%) interest over 20 years. Loan balance is payable in full at the sale of the home or refinance transaction . No income limit is required of the property owner, but household income of tenant(s) must be at or below current Nassau/Suffolk Area Median Income (AMI) of 130%. Homeowners and tenants must occupy either the home or the accessory dwelling unit as primary residence. At least one tenant must provide documentation that he/she works full-time (at least 30 hours a week) at a business located in the Town of Southampton. Town’s approval is required for an ADU that will remain vacant for more than remain vacant or without an active rental permit for more than six (6) months. An unoccupied unit may result in a Town Code violation and may lead to the removal of the ADU and the demand to repay the loan in full. Eligible Costs o Construction Costs, Planning and Design Costs, including architectural and building plans, surveying and building permit application costs. The monthly rent must comply with the Town of Southampton’s rental guidelines in order to ensure that it remains affordable. (See chart below for 2024) Studio $2,188 1 Bedroom $2,500 2 Bedroom $2,813 Take Action Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: homeloan@cdcli.org Disclosure CDLI Funding Corporation is a Community Development Financial Institution, certified by the U.S. Treasury Department. CDLI is recognized by NeighborWorks America as an “exemplary organization.” We are a HUD approved housing counseling agency and a chartered member of NeighborWorks America. Apply Today! Apply Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit.

  • Online Homebuyer Education | How CDLI Can Help

    ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $99.00. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Take Action Contact Info Phone: (631) 471-1215 ext 1580 Email: homebuyer@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.

  • Weatherization Assistance Program | How CDLI Can Help

    20badca9-27a0-4d8e-afa6-06f285f75c3c Home How We Can Help Details The Weatherization Assistance Program (WAP) assists families and individuals by reducing their heating/cooling costs and improving the safety of their homes through energy efficiency measures. Owners/landlords of buildings occupied by low-income households are also encouraged to apply for assistance for their buildings. Participants who reside in a rental unit, please call our office to obtain a copy of the Landlord Preliminary Agreement for your landlord to fill out and sign. Program services are delivered through New York State Homes and Community Renewal’s statewide network of local service providers. CDLI is the provider of weatherization services for Nassau and Suffolk Counties. Funds are made available through the U.S. Department of Energy and U.S. Department of Health & Human Services. Funds are available for approximately 400 homes each year. Applications are addressed on a first-come, first-served basis. If an application is incomplete or determined to be ineligible, you will be notified within 48 hours. Typical repairs may include but are not limited to: Weatherstripping & Caulking Attic & Wall Insulation Heating System Improvements or Replacement Energy Efficient Lighting Energy Efficient Refrigeration Hot Water Tank & Pipe Insulation Smoke Detectors & CO Detectors Window Repairs or Replacement Exterior Door Repairs or Replacement Other Minor Repairs That Improve Energy Efficiency Application WAP Application 2025 - English .pdf Download PDF • 2.42MB Take Action Contact Info Phone: (631) 597-0098 Email: weatherization@cdcli.org Disclosure All repairs are determined after a comprehensive energy audit has been completed by one of CDLI’s BPI-certified Building Analysts. None of the above repairs are guaranteed. All services are provided without charge or obligation to the occupant of the home. However, owners of rental buildings are required to invest funds toward the cost of the Weatherization services. Email your documents! Click Here Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety.

  • ADU Required Documentation - Babylon | CDLI - documents

    Find essential documents required for the ADU program in Babylon. Ensure a smooth application process with our detailed guidelines and resources. CDLI REQUIRED DOCUMENTATION FOR PLUS ONE ADU APPLICATION - Babylon Residents I. Proof of Ownership A. Property Deed: Copy of Property Deed with Schedule A (Property Description). If applicant’s name is not on deed AND/OR one or more of the owners listed on deed is deceased, please contact CDLI to determine additional or alternate acceptable proof of ownership. II. Proof of Residency A. For owner occupants: Personal identification: a) Driver's license or Non-Motorized Identification Card b) Three proofs of residence. Any 3 of the following items are acceptable: (1) Current Telephone Bill (2) Bank Account Statement (3) Credit Card Statement (4) Cablevision Bill/Direct TV Bill (5) Sworn affidavit from 3 adjoining neighbors (signed and notarized) B. For owners listed on deed who are not occupants of the home (if applicable): 1. Notarized letter of non-residency and consent to application by resident III. Proof of Income for Owner Occupants A. Working Individuals: Wages (if applicable) a) Copies of last three (3) consecutive pay stubs b) Last year of State and Federal Income Tax Returns, summary pages only (IRS Form 1040 and NYS IT201) 2. Self-Employment (if applicable) a) Last 2 years of State and Federal Income Tax Returns, summary pages and Schedule C (IRS Form 1040 and NYS IT201) 3. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 4. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts B. Non-Working Individuals: 1. Last year of State and Federal Income Tax Returns if applicable, summary pages only (IRS Form 1040 and NYS IT201) 2. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 3. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts C. Zero Income Form: If any owner residing at the home does not have any income, they will be asked to fill out a zero-income certification form.

  • Online Financial Capabilities Education | How CDLI Can Help

    9bd65750-d354-4409-be5c-4dd58e52422d Home How We Can Help Details eHome Money Management empowers you to: Understand Savings and Spending Understand Credit Manage Personal Finances Class fee $25. Take Action Contact Info Phone: (631) 471-1215 ext 1580 Email: Homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Register Now Register Now Online Financial Capabilities Education Understand budgeting, credit and manage personal finances.

  • Long Island Home Improvement Program | How CDLI Can Help

    2898237f-be51-4ac7-a567-87101e0b5dac Home How We Can Help Details CDLI has been selected by New York State Homes and Community Renewal to administer an Affordable Home Ownership Development (AHOD) Home Improvement Program in Nassau and Suffolk Counties. Funds are made available through the New York State Affordable Housing Corporation. The Long Island Home Improvement Program provides income-eligible households the resources to make necessary repairs that will correct basic structural defects or repair basic building systems that threaten, or if not corrected could threaten, the health and safety of the dwelling’s residents. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funds are available based on need and on meeting the individualized needs of each household that applies. CDLI attempts to assist as many households as funding will allow. Due to the high demand for this program, there is currently a waitlist of approximately 2 years. Typical repairs may include but are not limited to: Heating System Replacements Electrical Service Upgrade Roof Replacement Siding Gutters Energy Efficiency Windows & Doors Handrails, Stoops, & Walkways Structural Correction Health & Safety Measures Requirements Application: HIP Application .pdf Download PDF • 2.82MB Take Action Contact Info Phone: 631-648-5050 Email: lihip@cdcli.org Disclosure Please note that all repairs are determined after a comprehensive home evaluation has been completed by one of CDLI’s Rehabilitation Specialists. Email Your Documents. Email Us Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home.

  • Single Family Home Development (SCLBC) | How CDLI Can Help

    fe2ef4bd-e560-4b63-ab35-ff89e44f7cbd Home How We Can Help Details In collaboration with the Suffolk County Landbank Corporation (SCLBC) and the New York State Attorney General’s Office, SCLBC purchases abandoned and foreclosed homes and CDLI rehabilitates them to a high-quality standard. CDLI then makes them available for sale to qualified first-time home buyers. Our goal is to revitalize Long Island neighborhoods and to promote homeownership. Guidelines Suffolk County Landbank Program Guidelines Pautas del Programa de Suffolk County Landbank Take Action Contact Info Phone: (631) 471-1215 ext 1550 Email: wachnitz@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. If you are interested in finding out about housing opportunities, sign up below! Sign Up Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership.

  • Moxey Rigby Resident Services | How CDLI Can Help

    290a8b74-bc7b-4405-9b40-8661b521b1b1 Home How We Can Help Details Empowering Moxey Rigby Residents with Comprehensive Social Services and Programs Our initiative is dedicated to enhancing the well-being and success of all residents. We offer a wide range of services and programs: Social Services Consultation: Available to every resident, our consultations provide access to essential services and benefits, including food assistance, healthcare, transportation, and childcare. These resources are designed to support your daily needs and improve your quality of life. Group Activities for Financial and Housing Success: Open to all, our workshops focus on key areas such as financial empowerment, health and wellness, parenting, and youth activities. Held within your complex, these sessions are tailored to foster community engagement and personal growth. Structured Case Management: One adult from your household can join our 5+ year Family Self-Sufficiency (FSS) program to undertake a transformative journey which may benefit the whole family. We collaborate to create a personalized plan aimed at achieving your goals. This program not only supports your path to success but also offers the potential for cash savings. Join us in these empowering programs to build a stronger, more resilient community! Moxey Rigby Resident Services Flyer .pdf Download PDF • 763KB We are onsite weekly at the Moxey Rigby Apartments in the small community room near the rental office : 1st, 3rd, and 4th Wednesdays of the month - 9:00am-5:00pm 2nd Wednesday of the month - 11:00am-7:00pm Thursdays - 9:00am-12:30pm Take Action Contact Info Phone: Call or text (631) 379-3284 Email: esimpson@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Call or Text: (631) 379-3284 Email: esimpson@cdcli.org Contact Us Moxey Rigby Resident Services Invest in your family's success.

  • Housing Choice Voucher Recertification (Tenants) | How CDLI Can Help

    a2862eab-460f-4d99-979b-3e3d20ad9b52 Home How We Can Help Details Submission of recertification documents and applicable additional documentation is a requirement for continued participation. CDLI will contact you in advance of your annual recertification due date so you may complete and gather all required information. Failure to turn in all required information by the due date communicated to you could result in termination from the voucher program. Unsure who your assigned housing specialist is? Submit a request here . Annual Tenant Recertification As a participating tenant in Community Development Long Island’s (CDLI) Housing Choice Voucher (HCV) Program, you are required to complete an annual recertification to determine your continued eligibility. Submission of recertification documents and applicable additional documentation is a requirement for continued participation. CDLI will contact you in advance of your annual recertification due date so you may complete and gather all required information. Failure to turn in all required information by the due date communicated to you could result in termination from the voucher program. Please note the following important information regarding your recertification: All adult household members (18 and older) must complete required forms, sign where applicable and provide all applicable additional documentation. All information must be complete and accurate for all household members. All provided documents must be dated within 120 days of the due date. You can obtain a Recertification Packet by: Downloading a recertification packet or request a packet be mailed to you using the links below Requesting a packet be mailed to you via phone at the number listed below You can return your Recertification Packet and applicable additional documentation by: Emailing as noted in your mailed correspondence Mailing to CDLI: Attn: Recertification, CDLI, 1660 Walt Whitman Road, Melville, NY 11747 Dropping off in person (drop box located in the lobby): 1660 Walt Whitman Road, Melville, NY 11747 (M-F) OR 250 Fulton Ave, #208 , Hempstead, NY 11550 (M-F) Resources for current HCV Tenants Recertification Packet - English .pdf Download PDF • 2.05MB Paquete de recertificación - Español .pdf Download PDF • 3.05MB Recertification-Document-Checklist_20230510_English .pdf Download PDF • 466KB Recertification-Document-Checklist_20230510_Spanish .pdf Download PDF • 468KB SOI-Bulletin-English_20230510 .pdf Download PDF • 313KB SOI-Bulletin-Spanish_20230510 .pdf Download PDF • 361KB CDCLI-Electronic-Communication-Notice .pdf Download PDF • 288KB NYS Homes and Community Renewal HCV Program Information Violence Against Women Act (VAWA) Website Take Action Contact Info Phone: (631) 471-1215 Email: info@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Should you have questions about the recertification process, you may contact your Housing Specialist, as noted in your recertification correspondence or contact us: Contact Us Housing Choice Voucher Recertification (Tenants) Annual recertification is required.

  • Septic Replacement Loan Program | How CDLI Can Help

    7bc3da73-1931-4f48-a1b3-7d974a1fe7c4 Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Take Action Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Apply for CDLI Septic Loan program Apply Septic Replacement Loan Program A low-interest rate loan to update failing septic systems.

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