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Home How We Can Help Emergency Home Repair Program Emergency home repairs up to $5,000 Details The type of repairs that are covered include, but are not limited to: Hot water heater Heating system Roof repair (due to leak) Wind damage (due to storm) Tree removal Termite treatment or damage Broken window(s) Removal of an oil tank Chimney repair Basement leaks Requirements Home Repairs up to $5,000 for emergency repairs Must be owner-occupied single-family homes Household income cannot exceed 120% of the Area Median Income for Long Island Contact Info Phone: (631) 471-1215 ext. 151 or 193 Email: homeloan@cdcli.org Disclosure All loans will be secured on the home. The income of all property owners is used to determine eligibility. There is a $120 non refundable application fee. Loans funded by CDLI Funding Corporation. Take Action Contact Us

Home How We Can Help Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home Details CDLI has been selected by New York State Homes and Community Renewal to administer an Affordable Home Ownership Development (AHOD) Home Improvement Program in Nassau and Suffolk Counties. Funds are made available through the New York State Affordable Housing Corporation. The Long Island Home Improvement Program provides income-eligible households the resources to make necessary repairs that will correct basic structural defects or repair basic building systems that threaten, or if not corrected could threaten, the health and safety of the dwelling’s residents. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funds are available based on need and on meeting the individualized needs of each household that applies. CDLI attempts to assist as many households as funding will allow. Due to the high demand for this program, there is currently a waitlist of approximately 2 years. ​ Typical repairs may include but are not limited to: Heating System Replacements Electrical Service Upgrade Roof Replacement Siding Gutters Energy Efficiency Windows & Doors Handrails, Stoops, & Walkways Structural Correction Health & Safety Measures Contact Info Phone: (631) 471-1215 ext. 1020 Email: lihip@cdcli.org Disclosure Please note that all repairs are determined after a comprehensive home evaluation has been completed by one of CDLI’s Rehabilitation Specialists. Take Action

Home How We Can Help Financial Education & Coaching Set and achieve financial goals on the path towards homeownership Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. Contact us today to create an account and learn more about our services. Requirements There is a $25 Registration/Credit Report Fee per person Contact Info Phone: (631) 471-1215 Email: homeownership@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Contact Us

Home How We Can Help Family Self-Sufficiency (FSS). Where do you see yourself in 5 years Details Where do you imagine yourself in 5 years? Maybe with a new job? A finished degree? Moving towards home ownership? Whatever your goal is, our Family Self-Sufficiency (FSS) program will get you right on track to achieving those goals. Contact us today! Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. FSS Participants can work on: Job training and career counseling Budget/Financial health and wealth classes Homebuyer education Self-Improvement Now I take on all my bills without stress, learn how to maintain my money and not waste it. Thanks to the program, I will make it in life. Corey Ricks The FSS program helped me maintain a positive outlook on life and continue to make goals as well as accomplish them. It is a strong support system that helped me overcome many issues on my way to self-sufficiency. I have since graduated with my Associates and Bachelor's degree in Graphic Design. Crystal Marquez Who is eligible? To be eligible, you must: Be an adult member of a household with a Housing Choice Voucher (Section 8 rental subsidy) in good standing with CDLI Be motivated to become more economically self-sufficient Be willing to sign a Contract of Participation (COP) and participate actively in service coordination with your FSS team member FSS Provides One-one case management; emotional support and encouragement Links to community services Resources-packed online quarterly newsletter Possible cash savings: based on increases in household earned income, also known as Escrow Potential for Voucher Homeownership Escrow Savings Account Escrow is an incentive for FSS families to increase your earned income. It’s an interest-bearing account established by New York State on behalf of the FSS family where deposits are made throughout the duration of the family’s participation in the FSS program if and when their rent increases as a result of increased earned income by anyone in the FSS family. If the participant who signed the Contract of Participation (“Head of FSS family”) successfully completes the program, they are provided with the money saved. If they meet good standing guidelines, the Head of FSS family can request up to half of what they have earned in escrow at any point during their program participation to support needs related to their Service Plan goals. Completing the Contract of Participation The FSS Contract requires that the family comply with the lease. NEW as of August 2022: All FSS family members (not just the Head of FSS family who elected to participate in FSS and signed the Contract) are welfare-free at the time the FSS contract is completed, and that the Head of the FSS family seek and maintain suitable employment. You must have suitable employment in place by your Contract end date to graduate from FSS and receive any escrow you have accrued. ​The family successfully completes the FSS Program when it fulfills all its obligations under the Contract of Participation on or before the expiration of the contract term. Contact Info Phone: Nassau County applicants: (631) 565-7859 Suffolk County applicants: (631) 212-1332 Email: Nassau County applicants: cpapp@cdcli.org Suffolk County applicants: aruoppoli@cdcli.org Disclosure ​ Take Action Complete Form

Home How We Can Help Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher Details CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing. Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible. Each household is evaluated in accordance with their income so that a maximum of 30% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI). Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership. Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action

Home How We Can Help Senior Resident Services Confidential individual social services, and group programs Details Senior Resident Services provides confidential individual social services and group programs to older adult residents on-site at four (4) Complexes: Brookview Commons Deer Park Woodcrest Estates, Port Jefferson Station Pinehurst A Conifer, and Conifer Village 1 & 2, East Patchogue At select sites, we conduct initial eligibility certification for prospective tenants. Examples of our services promoting independent living and healthier aging-in-place include: Assistance with filling out applications for programs such as the Supplemental Nutrition Assistance Program (SNAP), the Home Energy Assistance Program (HEAP), and the Housing Choice Voucher (HCV) program for residents who are income-eligible. Referrals to and assistance in obtaining supportive services such as at-home meal delivery, homemaker services, health, nursing, and case management, etc. Help with accessing and understanding information about programs such as Medicare Part D, and answering questions about bills, mail, and other paperwork. Setting up or facilitating group activities such as: Arts-and-crafts workshops Nutrition, health & wellness programming Defensive Driving Socialization activities such as movie screenings, book clubs, etc. We produce a newsletter highlighting monthly activities at the complexes that provide a wealth of valuable independent living tips and resources. Click the image below to download a copy of the Newsletter. (English Newsletter) - https://www.cdcli.org/wp-content/uploads/2021/06/Senior-Resident-Services-Bulletin-Spring-Summer-2021.pdf (Spanish Newsletter) - https://www.cdcli.org/wp-content/uploads/2021/06/Spanish-Senior-Resident-Services-Bulletin-Spring-Summer-2021-1.pdf NON-RESIDENTS If you are NOT a resident of Brookview Commons, Woodcrest Estates, Pinehurst A Conifer, Conifer Village 1, or Conifer Village 2 and are seeking 55+ independent senior housing in Suffolk County, resources can be obtained through the Suffolk County Office for the Aging at www.suffolkcountyny.gov/aging/How-Do-I (scroll down to Housing section), or call 631-853-8200 and request listings for subsidized and non-subsidized senior housing complexes. Contact Info Phone: Call/Text 631-436-1892 Email: graces@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Contact Us

Home How We Can Help NYS Affordability Housing Program Improving the quality of decent and affordable housing Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, or $40,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. The purchase price cannot exceed $470,000. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: Homeloan@cdcli.org Disclosure N/A Take Action

< Rental Assistance Family Self-Sufficiency (FSS). Where do you see yourself in 5 years Details Requirements Apply Apply Here Contact Info Phone: You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Email: You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Disclosure You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Previous Next

< Rental Assistance Housing Choice Voucher Program (for Tenants). Rental assistance Details Requirements Apply Apply Here Contact Info Phone: You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Email: You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Disclosure You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Previous Next

< Rental Assistance Multi-Family Rentals Listing of rental properties that we have helped to develop Details Requirements Apply Apply Here Contact Info Phone: You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Email: You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Disclosure You can get more out of your site elements by making them dynamic. To connect this element to content from your collection, select the element and click Connect to Data. Once connected, you can save time by updating your content straight from your collection—no need to open the Editor, or mess with your design. Add any type of content to your collection, such as rich text, images, videos and more, or upload a CSV file. You can also collect and store information from your site visitors using input elements like custom forms and fields. Collaborate on your content across teams by assigning permissions setting custom permissions for every collection. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Ready to publish? Simply click Publish in the top right of the Editor and your changes will appear live. Previous Next