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Home How We Can Help Details The type of repairs that are covered include, but are not limited to: Hot water heater Heating system Roof repair (due to leak) Wind damage (due to storm) Tree removal Termite treatment or damage Broken window(s) Removal of an oil tank Chimney repair Basement leaks Requirements Home Repairs up to $5,000 for emergency repairs Must be owner-occupied single-family homes Household income cannot exceed 120% of the Area Median Income for Long Island Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 or 2580 Email: homeloan@cdcli.org Disclosure All loans will be secured on the home. The income of all property owners is used to determine eligibility. There is a $120 non refundable application fee. Loans funded by CDLI Funding Corporation. Take Action Contact us! Contact Us Emergency Home Repair Program Emergency home repairs up to $5,000.

Home How We Can Help Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, or $40,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. The purchase price cannot exceed $470,000. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Requirements One-month consecutive paystubs (anyone over 18) Three years W-2 forms Proof of any additional income as reported in the application Three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Three months of complete asset statements Home Buyer Education Certificate from CDLI (if available) Photo ID for all applicants Documentation for additional grants funds being used for this transaction Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: Homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Apply today! Apply NYS Affordability Housing Program Improving the quality of decent and affordable housing.

Home How We Can Help Details Many seniors have significant home equity that could be used to help pay for everyday high expenses or medical bills. This financial product has received mixed coverage over the years, but in the right situation, it can make a lot of sense to tap into the equity in your home. The HECM program (short for Home Equity Conversion Mortgage) provides a great way to do this. Learn more about our Home Equity Conversion Mortgage: Requirements Receive counseling before taking out this loan Create Your Account Here. Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Create Your Account Click Here Reverse Mortgage Have your equity help pay for your everyday high expenses.

Home How We Can Help Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. Learn more about Financial Fitness, Health, & Wealth: Contact us today to create an account and learn more about our services. Requirements There is a $25 Registration Create Education Account If you are ready to jump into your education, create an account to view our programs and register for classes. Contact Info Phone: (631) 471-1215 ext 1580 Email: homeownership@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Create Your Account Click Here Financial Education & Coaching Set and achieve financial goals on the path towards homeownership.

Home How We Can Help Details The Housing Choice Voucher (HCV) program (previously referred to as Section 8) assists families and individuals to afford decent, safe, and sanitary housing in the private market. The participant is free to choose any housing that meets the requirements of the program, including single-family homes, townhouses, and apartments, and is not limited to units located in subsidized housing projects. Once the tenant and landlord sign a lease, the tenant's family typically contributes 30%-40% of their income towards rent and utilities, and the HCV program pays the remainder directly to the landlord. CDLI is the Local Administrator for the New York State Homes & Community Renewal (HCR) Housing Choice Voucher program on Long Island and select rental properties in Brooklyn, NY. Benefits of Being an HCV Participating Property Owner: You will get timely and dependable payments from the Public Housing Authority (PHA) Participating, compliant landlords will receive timely and dependable housing assistance payments (HAP) each month once the HAP contract and lease are signed. Payments are made directly into the property owner’s account, no worries about lost checks or late payments. Potential for limited unit turnover The average HCV participant remains in a unit for 7-8 years. You will get your full rental payment When an HCV tenant’s income permanently changes, the portion of rent paid by the PHA and the tenant is adjusted to reflect this change. This provides financial protection to landlords in that if an HCV tenant’s income decreases, there is a process for the PHA to pay a larger portion of the rent to the landlord so the landlord continues to receive a full rental payment. You will receive regular inspections Some landlords appreciate the routine inspections because they provide an opportunity to check on the condition of the unit. This can result in identifying maintenance needs that may have otherwise gone unnoticed for some time. Landlords that own or manage properties across wide geographies in particular tend to appreciate the value in having a routine, objective inspection of their rental units. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected that property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. You may request annual reasonable rent increases Compliant landlords may request a rent increase at the annual anniversary of the HAP contract by written notice to the PHA. You can help low-income elderly, disabled, and veteran households, as well as families with children by providing affordable housing More than 50 percent of vouchers serve elderly or non-elderly disabled families. About 45 percent of vouchers assist single-parent families. Learn more about participating in the HCV Program: Information about the benefits and myths about being an HCV Property Owner: English Spanish Steps to become an HCV Participating Property Owner: English Spanish Existing HCV Property Owners If you are a landlord and have a listing you would like to add to our Housing Resource Booklet that is shared with tenant participants, fill out our form here: https://cdcli.tfaforms.net/4866568 Payment Standards and Rent Increase Information The resources below provide information regarding potential rental rates and rent increases for units participating in the HCV program. Please read through the HCV Program Payment Standard and Rental Increase Guidance document to assist in determining potential rent or opportunities for rental increases. NYE Payment Standards Nassau Payment Standards Suffolk Payment Standards NYC Utility Allowances Village of Freeport Utility Allowances Nassau Utility Allowances Suffolk Utility Allowances Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional landlord incentives. Visit our Making Moves page here . Source of Income Discrimination Everyone deserves a place to make their home, including tenants who receive government assistance. A rental applicant cannot be rejected or steered based on their lawful source of income. Learn more here: https://www.homeforallofus.org/source-of-income/ Housing Quality Standards (HQS) Inspections Resources Property owners must maintain compliance with all HQS requirements. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. Below are some resources related to HQS inspections: HQS Form: Form utilized to complete HQS inspections, along with summary information regarding minimum criteria. https://www.hud.gov/sites/dfiles/OCHCO/documents/52580A.PDF HQS Administrative Plan Chapter: Full HQS requirements. https://www.hud.gov/sites/documents/DOC_35620.PDF Most Common HQS Failures: Reviewing your property and correcting for common HQS failures reduces the likelihood of a failed inspection. No Access - The Inspector must have access to the basement and all rooms for inspection. Inspection appointment letters are mailed to tenants ~2 weeks prior to inspection. Please follow up with the tenant to confirm their typical inspection month and/or date. Electrical - Ground Fault Circuit Interrupter (GCFI) outlets are required within 6 ft of water sources (Tubs, sinks, etc.). Outlets must be wired properly (no open grounds, reverse polarity, hot/neutral reverse, etc.). No exposed wiring, missing cover plates, or open gaps in the electrical panel. Inoperable Smoke/Carbon Monoxide Detectors - Smoke detectors are required in each bedroom. Smoke and carbon monoxide detectors are required on each level. Deteriorated and Unstable Paint Surfaces - Peeling, cracking, chipping paint. Security - All doors and windows accessible from outside must lock and be double keyed. Deadbolts not permitted. Cutting Hazards - Broken glass, cracked floor tiles, countertops, protruding nails, etc. Infestations - Presence of roaches, mice, bedbugs, fleas, etc. Utilities - All utilities must be in service. Missing Handrails - Handrails are required for four or more steps. Update your Contact Information Stay connected electronically by providing your email and mobile: https://cdcli.tfaforms.net/4866621 Sign Up for HUD Landlord Newsletters: https://www.hud.gov/subscribe/signup?listname=Landlord&list=LANDLORD-L Contact Info Phone: (631) 471-1215 Email: landlordforum@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Contact us today! Contact Us Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments.

Home How We Can Help Details Our Plus One ADU application is closed at this time. Please fill out our interest form to be notified when the application opens again! Thank you for your interest in the Plus One ADU Program. The Plus One ADU application is closed at this time due to an overwhelming interest in the program in the Towns of Babylon, Shelter Island and Southampton. We are placing all new applications on the waitlist as we review applications at this time. Please fill out our interest form to be notified when the application opens again! Accessory Dwelling Units (ADUs) are secondary housing units on a single-family residential lot. ADUs benefit homeowners, renters, and the community by creating more housing options while maintaining the character of single-family residential suburban and rural communities. For homeowners, a code-compliant ADU can provide an additional source of income, flexibility for multi-generational housing, and an increase in property value. CDLI has been selected by New York State Homes and Community Renewal to administer the new Plus One ADU Program in the Town of Babylon, Shelter Island, and Southampton. The Plus One ADU Program provides a full-service program to support low- and middle-income single-family homeowner occupants who wish to: Build a new accessory dwelling unit on their property OR Improve an existing ADU that needs to be brought into compliance with code requirements. Program Highlights Up to $125,000 in grant funding including project management costs per ADU constructed. Program support includes ADU design, permitting, and construction costs including oversight and closeout. Household annual income must be below the current Nassau/Suffolk Area Median Income (AMI) based on family size.[1] Homeowners and renters must maintain year-round residency and keep the property in good condition and repair for 10 years or until the sale of the property[2] Requirements What documents do I need to apply? Babylon Residents click here Shelter Island Residents click here Southampton Residents click here Click here for FAQs [1] Currently $156,300 for a family of 4. [2] In the event of the sale of property or non-compliance, the amount of grant funds will be subject to repayment in accordance with a simple annual declining balance, based on the ten-year regulatory period. Contact Info Phone: (631) 471-1215 Email: PlusOneADU@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Fill out our interest form today! Interest Form Plus One ADU Program Grants for homeowners in Babylon, Shelter Island, and Southampton for accessory dwelling unit construction.

Home How We Can Help Details Empowering Moxey Rigby Residents with Comprehensive Social Services and Programs Our initiative is dedicated to enhancing the well-being and success of all residents. We offer a wide range of services and programs: Social Services Consultation: Available to every resident, our consultations provide access to essential services and benefits, including food assistance, healthcare, transportation, and childcare. These resources are designed to support your daily needs and improve your quality of life. Group Activities for Financial and Housing Success: Open to all, our workshops focus on key areas such as financial empowerment, health and wellness, parenting, and youth activities. Held within your complex, these sessions are tailored to foster community engagement and personal growth. Structured Case Management: One adult from your household can join our 5+ year Family Self-Sufficiency (FSS) program to undertake a transformative journey which may benefit the whole family. We collaborate to create a personalized plan aimed at achieving your goals. This program not only supports your path to success but also offers the potential for cash savings. Join us in these empowering programs to build a stronger, more resilient community! Moxey Rigby Resident Services Flyer .pdf Download PDF • 763KB We are onsite weekly at the Moxey Rigby Apartments in the small community room near the rental office : 1st, 3rd, and 4th Wednesdays of the month - 9:00am-5:00pm 2nd Wednesday of the month - 11:00am-7:00pm Thursdays - 9:00am-12:30pm Contact Info Phone: Call or text (631) 263-3359 Email: lgonzalez@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Call or Text: (631) 263-3359 Email: lgonzalez@cdcli.org Contact Us Moxey Rigby Resident Services Invest in your family's success.

Home How We Can Help Details The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional incentives. (English Version) (Spanish Version) Every family deserves all the opportunities Long Island has to offer. We are committed to supporting your housing search and moving you into the community of your choice. Contact Info Phone: 631-597-0240 Email: makingmoves@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Fill out our interest form. Interest Form Making Moves Provides housing mobility coaching and financial assistance to Housing Choice Voucher families.

Home How We Can Help Details Senior Resident Services provides confidential individual social services and group programs to older adult residents on-site at four (4) Complexes: Brookview Commons Deer Park Woodcrest Estates, Port Jefferson Station Pinehurst A Conifer, and Conifer Village 1 & 2, East Patchogue At select sites, we conduct initial eligibility certification for prospective tenants. Examples of our services promoting independent living and healthier aging-in-place include: Assistance with filling out applications for programs such as the Supplemental Nutrition Assistance Program (SNAP), the Home Energy Assistance Program (HEAP), and the Housing Choice Voucher (HCV) program for residents who are income-eligible. Referrals to and assistance in obtaining supportive services such as at-home meal delivery, homemaker services, health, nursing, and case management, etc. Help with accessing and understanding information about programs such as Medicare Part D, and answering questions about bills, mail, and other paperwork. Setting up or facilitating group activities such as: Arts-and-crafts workshops Nutrition, health & wellness programming Defensive Driving Socialization activities such as movie screenings, book clubs, etc. NON-RESIDENTS If you are NOT a resident of Brookview Commons, Woodcrest Estates, Pinehurst A Conifer, Conifer Village 1, or Conifer Village 2 and are seeking 55+ independent senior housing in Suffolk County, resources can be obtained through the Suffolk County Office for the Aging at www.suffolkcountyny.gov/aging/How-Do-I (scroll down to Housing section), or call 631-853-8200 and request listings for subsidized and non-subsidized senior housing complexes. Contact Info Phone: Call/Text 631-436-1892 Email: graces@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action If you wish to apply to one of our senior resident services units, visit; Brookview Commons Deer Park Woodcrest Estates, Port Jefferson Station Pinehurst A Conifer, and Conifer Village 1 & 2, East Patchogue Or For current residents of Brookview Commons, Woodcrest Estates, Pinehurst A Conifer, Conifer Village 1, or Conifer Village 2: Contact Senior Resident Services Coordinator Grace Sidorowicz graces@cdcli.org 631-436-1892 (call or text) Contact Us Senior Resident Services Confidential individual social services, and group programs.

Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Contact Info Phone: (631) 471-1215 ext. 1510 or 1930 Email: homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Take Action Apply for Suffolk County Grant Apply Septic Replacement Loan Program A low-interest rate loan to update failing septic systems.