At CDLI, we are passionate about keeping people in the homes that they have worked so hard to get. 

The Foreclosure Intervention program is a free program specifically for those who are going through mortgage challenges.

A potential foreclosure can happen to anyone, often due to forces out of their control, such as:

• Loss of a job

• Unexpected medical expenses

• Divorce

• Condo or co-op assessment

• Tax increase

• Mortgage rate adjustment

Here’s the key: the sooner you come to see us, the better. 

Our HUD-certified housing counselors can help you navigate the complexities involved with the foreclosure process.

There are a wide range of options available to homeowners, including:

• Creating a personalized action plan

• Legal referrals for pro bono help

• CDLI communicating with your lender on your behalf

• Mortgage modifications for eligible customers

• Transition options

• Financial coaching for budgeting and debt issues

Our housing counselors explain the process in more detail in the video below::

The Foreclosure Intervention program is available for free at no cost to the homeowner. It is sponsored through the New York State Homeowner Protection Program, which is from the Office of the Attorney General.

At CDLI, our housing counselors are on your side so you do not have to navigate this complicated process by yourself. You have an advocate in your corner.

Requirements:

• Have a mortgage

• Have either an anticipation that you'll fall behind on your mortgage or

• Actually be behind on your mortgage payment

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